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Apple Pay comes to Northern Ireland: Ulster Bank, HSBC and Santander customers will be among first to use iPhones to make contactless payments in shops

By Claire Cromie

Published 09/06/2015

Apple Vice President of Worldwide Online Stores, Jennifer Bailey, speaks about Apple Pay during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
Apple Vice President of Worldwide Online Stores, Jennifer Bailey, speaks about Apple Pay during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
Apple Vice President of Worldwide Online Stores, Jennifer Bailey, speaks about Apple Pay during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
Apple Vice President of Worldwide Online Stores, Jennifer Bailey, speaks about Apple Pay during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)

Apple Pay will arrive in Northern Ireland next month, with Ulster Bank customers among the first in the UK to use the mobile payment system.

The technology giant confirmed at its annual Worldwide Developers Conference (WWDC) that it will enable iPhone users to swiftly pay for items by touching their phones to contactless payment points.

Near-field communication (NFC) chips embedded in the iPhone 6, iPhone 6 Plus and Apple Watch are scanned by card readers.

Around 18,000 Ulster Bank customers will be eligible when it launches in July.

Most major banks have signed up for the scheme - including HSBC, Santander, Nationwide Building Society, NatWest, RBS and First Direct. Halifax, Lloyds, MBNA, M&S Bank, Bank of Scotland, Coutts and TSB Bank will join the system in autumn.

And it can be used in these shops:

  • Boots
  • BP
  • Costa
  • Dune
  • JD Sports
  • KFC
  • Liberty
  • Lidl
  • M&S
  • McDonalds
  • Nando's
  • New Look
  • Pret
  • Post Office
  • Spar
  • Starbucks
  • Subway
  • Waitrose
  • Wagamama

Users are assured their security and privacy are protected by the new technology. When you add a credit or debit card to Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers.

Instead, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element on your device.

Each transaction is authorised with a one-time unique dynamic security code, instead of using the security code from the back of your card.

"We will launch with eight of the most popular banks, more coming this fall," said Apple's Jennifer Bailey.

It was also confirmed that as well as in stores such as Boots and Marks & Spencer, Apple Pay will work on the London transport system as an alternative to the Oyster card.

Ulster Bank introduced Touch ID on its mobile app earlier this year, where customers can open the Ulster Bank, NatWest and RBS mobile iOS apps just using a fingerprint, and Get Cash, where customers can withdraw money from an ATM without a bank card by using a text code generated by their mobile banking app.

The rumoured introduction of rewards cards into Apple Pay was also confirmed, with the Passbook app being renamed Wallet, and will now house credit cards and reward cards being held in one place.

In stores, Apple Pay works with iPhone 6, iPhone 6 Plus and Apple Watch. When paying for goods and services within apps, Apple Pay is compatible with iPhone 6, iPhone 6 Plus, iPad Air 2 and iPad mini 3.

The firm also unveiled its much-rumoured music streaming service at the conference, Apple Music.

Susan Prescott, Apple vice president of Product Management and Marketing, speaks about its News app at the Apple Worldwide Developers Conference in San Francisco, Monday, June 8, 2015. (AP Photo/Jeff Chiu)
Susan Prescott, Apple vice president of Product Management and Marketing, speaks about its News app at the Apple Worldwide Developers Conference in San Francisco, Monday, June 8, 2015. (AP Photo/Jeff Chiu)
Apple CEO Tim Cook speaks at the Apple Worldwide Developers Conference in San Francisco, Monday, June 8, 2015. (AP Photo/Jeff Chiu)
Craig Federighi, Apple senior vice president of Software Engineering, speaks about Apple CarPlay at the Apple Worldwide Developers Conference in San Francisco, Monday, June 8, 2015. (AP Photo/Jeff Chiu)
Craig Federighi, Apple senior vice president of Software Engineering, demonstrates the multitask feature on an iPad at the Apple Worldwide Developers Conference in San Francisco, Monday, June 8, 2015. (AP Photo/Jeff Chiu)
Apple CEO Tim Cook holds up the 100th career home run ball hit by Cleveland Indians' Brandon Moss, in front of a "ransom note" of Apple products that will be given to Moss' teammates in exchange for the ball, at the Apple Worldwide Developers Conference event in San Francisco, Monday, June 8, 2015. (AP Photo/Jeff Chiu)
Craig Federighi, Apple senior vice president of Software Engineering, talks about the El Capitan operating system at the Apple Worldwide Developers Conference in San Francisco, Monday, June 8, 2015. (AP Photo/Jeff Chiu)
Apple CEO Tim Cook speaks at the Apple Worldwide Developers Conference in San Francisco, Monday, June 8, 2015. The maker of iPods and iPhones is expected to announce its new, paid streaming-music service to launch this summer. (AP Photo/Jeff Chiu)
Apple logos adorn the exterior of the Moscone West building on the first day of the Apple Worldwide Developers Conference in San Francisco, Monday, June 8, 2015. The maker of iPods and iPhones is expected to announce its new, paid streaming-music service to launch this summer. (AP Photo/Jeff Chiu)
SAN FRANCISCO, CA - JUNE 08: Recording artist Drake speaks about Apple Music during the Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, iOS 9 and Apple Music during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple's senior vice president of Internet Software and Services Eddy Cue speaks about Apple Music during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, iOS 9 and Apple Music during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Recording artist Drake speaks about Apple Music during the Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, iOS 9 and Apple Music during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Recording artist Drake speaks about Apple Music during the Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, iOS 9 and Apple Music during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple's senior vice president of Internet Software and Services Eddy Cue speaks about Apple Music during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, iOS 9 and Apple Music during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple's senior vice president of Internet Software and Services Eddy Cue speaks about Apple Music during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, iOS 9 and Apple Music during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Recording artist Drake speaks about Apple Music during the Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, iOS 9 and Apple Music during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple's senior vice president of Internet Software and Services Eddy Cue (L) high fives with recording artist Drake during the Apple Music introduction at the Apple WWDC on June 8, 2015 in San Francisco, California. Apple's annual developers conference runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple CEO Tim Cook looks on during the keynote address during Apple WWDC on June 8, 2015 in San Francisco, California. Apple's annual developers conference runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Johnny Iovine announces Apple Music during Apple WWDC on June 8, 2015 in San Francisco, California. Apple's annual developers conference runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Johnny Iovine announces Apple Music during Apple WWDC on June 8, 2015 in San Francisco, California. Apple's annual developers conference runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Johnny Iovine announces Apple Music during Apple WWDC on June 8, 2015 in San Francisco, California. Apple's annual developers conference runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple CEO Tim Cook delivers the keynote address during Apple WWDC on June 8, 2015 in San Francisco, California. Apple's annual developers conference runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple CEO Tim Cook (R) greets Johnny Iovine during the keynote address during Apple WWDC on June 8, 2015 in San Francisco, California. Apple's annual developers conference runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Craig Federighi, Apple senior vice president of Software Engineering, speaks about iOS 9 during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Craig Federighi, Apple senior vice president of Software Engineering, speaks about the iPad during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple CEO Tim Cook delivers the keynote address during Apple WWDC on June 8, 2015 in San Francisco, California. Apple's annual developers conference runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple CEO Tim Cook delivers the keynote address during Apple WWDC on June 8, 2015 in San Francisco, California. Apple's annual developers conference runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Craig Federighi, Apple senior vice president of Software Engineering, speaks during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Craig Federighi, Apple senior vice president of Software Engineering, speaks about Swift during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Craig Federighi, Apple senior vice president of Software Engineering, speaks about the News app during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Vice President of Worldwide Online Stores, Jennifer Bailey, speaks about Apple Pay during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Vice President of Worldwide Online Stores, Jennifer Bailey, speaks about Apple Pay during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Craig Federighi, Apple senior vice president of Software Engineering, speaks during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Craig Federighi, Apple senior vice president of Software Engineering, speaks during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Craig Federighi, Apple senior vice president of Software Engineering, speaks during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Vice President of Worldwide Online Stores, Jennifer Bailey, speaks about Apple Pay during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Vice President of Worldwide Online Stores, Jennifer Bailey, speaks about Apple Pay during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Vice President of Worldwide Online Stores, Jennifer Bailey, speaks about Apple Pay during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Craig Federighi, Apple senior vice president of Software Engineering, speaks about iOS 9 during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Craig Federighi, Apple senior vice president of Software Engineering, speaks about iOS 9 during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Craig Federighi, Apple senior vice president of Software Engineering, speaks about iOS 9 during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple CEO Tim Cook delivers the keynote address during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and a new iOS during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple senior vice president of Software Engineering, Craig Federighi, speaks about Metal during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple senior vice president of Software Engineering, Craig Federighi (L), shakes hands with Apple CEO Tim Cook during the Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple senior vice president of Software Engineering, Craig Federighi, speaks during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Craig Federighi, Apple senior vice president of Software Engineering, speaks during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple Craig Federighi, Apple senior vice president of Software Engineering, speaks about OS 10, El Capitan, during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and iOS 9 during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple CEO Tim Cook delivers the keynote address during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and a new iOS during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple CEO Tim Cook delivers the keynote address during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and a new iOS during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple CEO Tim Cook delivers the keynote address during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and a new iOS during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)
SAN FRANCISCO, CA - JUNE 08: Apple CEO Tim Cook Holds up a baseball as he delivers the keynote address during Apple WWDC on June 8, 2015 in San Francisco, California. Apple annouced a new OS X, El Capitan, and a new iOS during the keynote at the annual developers conference that runs through June 12. (Photo by Justin Sullivan/Getty Images)

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