Niall Horan is being encouraged to finally spend some of his new multi-mullion fortune by bandmate Harry Styles.
The One Direction star, 19, hasn't splashed out on a house or car or even had a driving lesson yet, the Daily Star reported.
But a source said that Harry, 18, who was recently reported to have forked out £3 million on a plush London home, was trying to encourage Niall to invest in property.
An insider said: "Niall isn't one to go around flashing his cash about. It's just not his style.
"He is mostly content playing his guitar and video games while having a laugh with the boys.
"But Harry is trying to get him to buy some properties and invest his millions. Niall doesn't own a house or a car. He gets about on a push bike."