Can you afford it?
19 Wellington Park Terrace, Belfast
Eric Cairns, tel 028 9066 8888
What you get:
a handsome, quintessentially Belfast Victorian terraced house in the oh so sought after BT9 postcode. There are a lot of original features, including comfortably large rooms, high ceilings, sash windows to the front and a glorious black and white tiled floor in the hall. It's within walking distance of the Lisburn and Malone Roads, so there isn't far to go for decent shopping. Going through the hardwood front door (no uPVC here), you come to the entrance hall with corniced ceiling and ceramic tiled floor. The living room (14ft x 13ft 7in) contains a feature fireplace with marble surround, corniced ceiling and picture rail. In the kitchen, you have an excellent range of high and low level units. The master bedroom (18ft 3in x 13ft 9in) has a corniced ceiling and one of the Victorian ceiling roses that make a room. The shower room has a white suite, while outside there are gardens with flower beds and appropriate hedging, also - definitely a non-period touch - parking space for three cars.
WHAT MIGHT A TRACKER MORTGAGE COST:
Assuming a 90% mortgage over 25 years, the monthly repayment fee on an interest-only mortgage would be £2,520, on a whole sum repayment mortgage £3,347.
WHAT MIGHT A FIXED RATE MORTGAGE COST:
Again, assuming the same parameters, the interest-only fees would be £2,630 a month, whole sum repayment £3,428 a month.
Any extra costs:
Figures calculated from the Council of Mortgage Lenders mortgage calculator and are approximate. Other lenders will vary.