on't mix friendship with finance. If someone dear to your heart asks for a loan, you have to do some careful thinking. If you're able to help, give this money as a gift and do not expect repayment. This will help you avoid any resentment that will erupt in the future. It's difficult to feel indebted to your nearest and dearest. To avoid trouble altogether, you might want to just put the cash in an unmarked envelope and drop it in their mailbox.

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