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Personal Finance

Global banking crisis prompts big jump in ethical investment

The crisis in global banking has sparked a big increase in consumer interest in investing ethically.
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Inside Personal Finance

A question of money: Payment protection insurance

Monday, 16 November 2009

Question: I've spent months arguing with my bank but I can't get anywhere. I believe it mis-sold me a Payment Protection Insurance policy on a bank loan. What do I do?
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Why government bonds may be the best bet for your savings

Monday, 9 November 2009

It is a graphic illustration of how dire the national finances are that one of the most competitive savings products in the UK at the moment is offered by the Government.
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A question of money: How much pocket money should the kids get?

Monday, 9 November 2009

Question: Do you have any advice on how much pocket money I should pay my children? They are 8, 10 and 14.
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Government proposals will see credit cards shape up

Monday, 2 November 2009

First comes the crash and then the suggestions on how to prevent it happening again. To put it another way, the government and its regulators are busy shutting the stable doors after the horses have already bolted.
Comment: 1

A question of money: Is fixed rate bond the best option?

Monday, 2 November 2009

Question: I am interested in taking out a fixed rate one year bond. Your best buys do not include the Post Office Growth Bond which pays out 3.70%. Why not?
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Who wants to be a millIonaire?

Wednesday, 28 October 2009

For months now we have been fed a daily diet of ‘doom and gloom’ headlines: job cuts, pay cuts, in fact, all sorts of cuts except price cuts. Reader, be aware, these are indeed hard times.
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Mortgage lenders braced for a crackdown on home loans

Monday, 26 October 2009

The mortgage market in Northern Ireland and the rest of the UK is about to get shaken-up. The Financial Services Authority — which regulates mortgages — has announced new controls designed to prevent unsustainable house price bubbles being repeated.
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A question of money: Paying bills on a holiday home in the republic

Monday, 26 October 2009

Question: What is the best way to pay the bills on my holiday home in the Irish Republic?
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A question of money: Using a cash machine to withdraw euros

Monday, 19 October 2009

Question: What charges do I pay when I make a euro withdrawal from my sterling account from a cash machine?
Comment: 1

Pockets get hit as the pound heads to parity with the euro

Monday, 19 October 2009

Cross-border shopping is becoming much more expensive for people from Northern Ireland, with the pound's steady fall against the euro.
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A question of money: Cash ISA: top up or buy new?

Monday, 12 October 2009

Question: I have a cash ISA with Barclays, which is paying 2.55%, plus an introductory 1%. Other cash ISAs are paying more. I am over 50, so my cash ISA limit has just increased. Can I pay the extra into a new cash ISA? VG.
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New helpline ‘important part of local debt remedy jigsaw’

Monday, 12 October 2009

About 25,000 more people are unemployed today in Northern Ireland than a year ago. That probably means that 25,000 people here will be trying to work out how to survive on much less money.
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NI mortgage market show signs of recovery

Monday, 5 October 2009

There are at last the positive, if tentative, signs of a recovering mortgage market.
Comments: 4

Warm relief this winter

Monday, 28 September 2009

As we slide towards winter, we need all the good news on energy costs we can get. So it is a relief that domestic prices for both gas and electricity are falling.
Comment: 1

A Question of money

Monday, 28 September 2009

Question. I have been approached by a claims handler suggesting I use his firm to complain about the sale of an endowment policy that has not repaid my mortgage. Is this a good idea?
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A Question of Money

Monday, 21 September 2009

Question: My son is 24 and looking for work. For the past three years he has had a part time job, paying £70 a week. He pays no tax or national insurance. He is paying off a student loan of £8,000 at £35 per month. I am concerned at his lack of National Insurance contributions. Should he reduce the student load payment and pay NI contributions instead? SW
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