Banking giant Lloyds is to axe thousands more jobs and move some work overseas in a "devastating blow" to its workers, unions have said.
The part-nationalised bank is to cut 4,500 jobs, taking the total number of losses to 20,000 since the start of last year, officials said.
Accord said around 1,700 of the cuts will be overseas, with the rest affecting permanent, temporary and contracting jobs in the UK.
Deputy general secretary Clive Webster said: "Accord believes that (Wednesday's) announcement will be devastating for the hard-working and professional employees who are affected.
"Whilst we welcome the fact that Lloyds Banking Group (LBG) is cutting back on UK and offshore contractors rather than making redundant an even larger number of permanent staff, the fact is that after (the) announcement around 2,750 UK taxpayers who currently work for LBG will lose their jobs and their income. In a difficult economic climate, the chances of them finding similar roles will be very slim.
"Over the past few weeks we heard lots of comments from senior bankers in the UK that they recognise that they have to change how they behave and operate and recognise that they have wider responsibilities than just what is legal and profitable. Accord believes that actions speak louder than words."
Cath Speight, national officer at Unite, said: "It is an absolute disgrace that Lloyds Banking Group, which is being kept alive by the taxpayer, is cutting more jobs and moving their jobs out of the UK. It is now time for the Government to step in and demand answers on behalf of taxpayers and staff.
Lloyds said it had made "good progress" on its three-year integration programme which it said will be completed at the end of 2011, and is now putting in place its Group IT organisational structure for 2012.
The bank said 1,600 permanent roles will be affected across the UK, 1,150 temporary and contract staff will be "released" and a further 1,750 offshore contractor jobs will be cut.
A statement said: "The group's policy is to use natural turnover and to redeploy people wherever possible to retain their expertise and knowledge within the group. By making less use of contractors and agency employees it reduces the impact on permanent staff. Compulsory redundancies will always be a last resort."