Belfast Telegraph

Wednesday 23 July 2014

Prison for 'cash for crash' schemer

Mohammed Javid was jailed after admitting a fraudulent car accident insurance scam

A law graduate who masterminded a series of "cash for crash" insurance scams has been jailed for two years.

Mohammed Javid, 28, made false insurance claims totalling over £80,000 for fraudulent car accidents, household accidents and benefit claims.

The father-of-one, who worked as a car dealer, was told by a judge at Bristol Crown Court that he had been motivated by "greed" rather than "necessity".

Prosecutor Stephen Dent told the court: "This case involves some highly organised frauds of a number of victims, fraudulent car accident claims, household insurance claims and benefit fraud."

In one claim in March 2011, Javid worked with his brother-in-law Shabeer Ahmad, 30 - a former insurance firm worker - to stage a crash between two cars they were driving to defraud insurance company Liverpool Victoria out of £1,500.

Police inquires found that Javid had used a false name on the claim and gave an address of a property he owned and his own telephone number. Mr Dent said that the investigation uncovered other bogus claims made by Javid over the previous two years.

In October 2010 he made a claim for over £18,000, which included the hire of a Mercedes courtesy car, and injuries to his passenger, for another crash in Blackburn. Javid submitted fictitious invoices for car repairs, storage and the hire of the Mercedes.

The insurance company paid out only £2,300 for injuries to Javid's passenger. It later emerged that Javid was alone when the accident occurred.

At a previous hearing Javid, of Irving Place, Blackburn, Lancashire admitted six charges of making a false representation and a single charge of handling stolen goods.

Javid also admitted a charge of defrauding the Department of Work and Pensions out of £19,000 by claiming housing benefit on a property he owned but was renting to someone else and that he was unfit to work because of epilepsy.