Authorities promise flooding rethink as north of England braced for more misery
The UK's Environment Agency (EA) has promised a "complete rethink" of preparedness for flooding as Storm Frank threatens to bring more misery.
Prime Minister David Cameron defended funding available for defences as he met people in York cleaning up. He insisted cash for defences was increasing.
One woman who moved to Croston in Lancashire in October no longer wants to live in her idyllic riverside cottage.
Elaine Ward (54), and her husband Dave (55), had to abandon their home when their garden overlooking the River Yarrow turned into "a swimming pool".
The Army rescued them in a boat. Mrs Ward said: "The river was running against us like a tsunami. It was chest height and freezing. I don't want to live here knowing this is going to happen again.
"It's like a war zone."
EA deputy chief executive David Rooke said it would have to look at ways to flood-proof homes as well as traditional defences as the UK was "moving into a period of unknown extremes".