As recession fears mount, it is important that everyone considers how their employment and financial status may change.
Everyone should be aware, for example, of how a change in employment status may affect their benefits entitlement.
The Turn2us website has a free benefits checker that will show you what you might be entitled to if your current situation changes - www.turn2us.org.uk.
The website also has a grants search database giving access to more than 3,000 charitable funds.
We hope people are able to see past the stigma attached to charity and access the help available.
ALISON TAYLOR
Director, Turn2us