As recession fears mount, it is important that everyone considers how their employment and financial status may change.
Everyone should be aware, for example, of how a change in employment status may affect their benefits entitlement.
The Turn2us website has a free benefits checker that will show you what you might be entitled to if your current situation changes - www.turn2us.org.uk.
The website also has a grants search database giving access to more than 3,000 charitable funds.
We hope people are able to see past the stigma attached to charity and access the help available.