Belfast Telegraph
niJobfinder
niCarfinder
MadForAds
Propertynews
Mortgage warning to first-time buyers despite banks’ increased lending pledge
Friday Feb 3 2012
Industry experts have warned first-time buyers may still struggle to get a mortgage despite banks pledging to offer more home loans.
Half of all buyers with a 10% deposit are refused a loan, according to the latest findings from mortgage brokers.
And this is despite a significant rise in the availability of mortgage deals especially for first-time buyers.
‘Lenders have been offering more low-deposit mortgages. However, borrowers still need an excellent credit score to qualify for one of these deals,’ says Aaron Strutt, adviser at broker Trinity Financial.
Applicants are often unsuccessful because they have a poor credit score.
This could mean they have missed bill payments, are not on the register of voters or have never had a credit card and, therefore, have no history of using credit responsibly.
Amanda Knox is voted one of the world's sexiest women
Kim Kardashian shines at Cannes
Mummy porn: Does it hit the spot?
Horst Faas: Pics that changed history
FHM's Sexiest Women 2012
Red carpet round-up: Kim Kardashian, Nicole Kidman....
Just Married - Readers' Pictures
-
Alan and Nicola Forbes celebrated their wedding with from left, Viscount John Crichton, Natalie Burt, Timothy Spall and David Walliams at Crom Castle.
To send us your Wedding Pics Click here
-
Miss Caroline Green (Lisburn) wed Mr Robin Harris (Surrey) aboard the Allure of the Seas in St. Thomas on Wednesday 4th April. Their reception is to be held in The Merchant Hotel, Belfast and they will be honeymooning in the Norwegian Fjords in June.
To send us your Wedding Pics Click here
-
Krysta Beggs and Stephen McCormick from Belfast married in Oia, Santorini.
To send us your Wedding Pics Click here
-
Dream day: The wedding of Robert McFaul and Jillian Lyttle was everything they had wished for and more
To send us your Wedding Pics Click here
Love and Sex
My son's are bullied over their hegiht
Both my sons are quite small for their age (nine and 11) and are teased and bullied at school.
Family's dumb jibes are so hurtful
My husband and I were married for 45 years and in all that time I put up with his jokes about how dumb I was.
Just Married
Video: Stag-do bungee jump prank goes viral
Footage of a blindfolded groom-to-be making a three-foot leap into a lake has become an internet sensation.
Just married: Ulster couple had a surprise when David Walliams joined their special day
A couple of newly-weds couldn’t believe their eyes when a top celebrity gatecrashed their wedding bash in Co Fermanagh last week.
