Belfast Telegraph

'I delivered pizzas ... on roller skates'

Every week, we ask a businessperson all about their personal finances. This week, it's the turn of Alice Peyrano, owner of children's boutique Little Citizens

Q. Are you a plastic or a cash person?

A. Soon there will be a third category, digital or online payment. This is one of my favourite innovations of recent times. I love it when my details are stored and the act of paying is as easy as pressing a button or waving a chip.

Q. How much money do you carry around with you?

A. Enough for two coffees - one for me and one for a friend.

Q. Do you see personal debt as inevitable or best avoided?

A. It's like my old drama teacher used to say, "If you don't risk, you are never going to learn". When it comes to debt, you take the 'l' off and you get earn. It's not inevitable, but if you want to change your circumstances it can give you opportunities.

Q. Apart from a house or car, what's the most expensive thing you've ever bought?

A. An SLR camera, but that was before camera phones. 

Q. Are you a saver or a spender?

A. I confess, I am a spender.

Q. What are your best and worst spending habits?

A. My best spending habit is I am bargain hunter. And my worst spending habit is food and drinks. 

Q. Did you get pocket money as a child?

A. I started babysitting quite young. I would get paid and go shopping for clothes.

Q. Did you have a part-time job as a youngster?

A. I delivered newspapers, worked in a Jewish bakery, a jewellery store, a cafe that made me wear a T-shirt that said, 'I am fat free' and I delivered pizzas on roller skates in Buenos Aires.

Q. If you had a huge fortune, would you leave it to your children?

A. I would work hard to instil in them a desire to create something, to leave a mark. Working isn't just about making money, it's also a way of being creative and trying to fix or improve the world. That part of it - more than hard cold cash is the most satisfying - so wouldn't want a big bank account to mess with the meaning of life.

Q. Where do you do your food shopping?

A. Anywhere that sells food. This time of year is my favourite.

Q. Did the recession teach you anything about personal finances that you're bringing with you into the recover?

A. It taught me we can never be sure of anything, so you might as well live in the moment. 

Belfast Telegraph

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