The vast majority of people with debts such as personal loans, credit cards and overdrafts are feeling confident about their ability to repay what they owe, a report has found.
But while 83% of those surveyed are either confident or very confident about meeting their future repayments, one in 33 is not at all confident about their ability to do so, the research from Lloyds Bank found.
And one in 10 of the people surveyed were not very confident about keeping on top of their repayments, while a further 5% were unsure.
The research was carried out among nearly 4,000 people aged between 18 and 75 years old who hold at least one type of non-mortgage debt between January and March.
Men were found to be more bullish than women about their ability to manage their repayments, with 45% of men feeling very confident, compared with 40% of women.