You are cautious about sharing finances with a business or romantic partner. You've worked hard for your money and have no intention of putting it at risk. Let down your defences. Put a portion of your earnings into a joint account. You'll be delighted to discover your other half is very good with investments. They'll put some seed money into a service or product that becomes wildly popular. At that point, you can both retire in leisure. It's time to branch out.
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