Capricorn January 20 today's free daily star sign horoscope by Russell Grant

Making your money work for you is important.

Instead of spending each penny the moment it comes in, get into the habit of putting a portion of your income into savings account and building up a nice little nest egg for the future. Learning how to invest is also critical to your financial health. If you're not sure where to begin, sign up for a personal management course. You'll learn strategies that will allow you to thrive in virtually any economy. Adopting the outlook of affluent people will also be profitable.

Questions about Love, Relationships, Career or Life in general..? Call Russell Grant's team of Psychics on 1580 444 578 (€2.44c per minute) or to pay by Credit/Debit Card Call LOCAL RATE 016869301 and quote DIG46 to get 5 free minutes when you book a 20 minute reading!

1580 calls cost €2.44c per minute plus network extras. 18+ only. All calls are recorded for your protection and safety. This Entertainment service is regulated by ComReg and is provided by RGA, PO Box 322, Altrincham, Cheshire, WA15 8YL.

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From Belfast Telegraph