You're being sensible in considering how sacrificing your own plans to help a friend or relative get one of their ideas off the ground isn't such a good idea.
You would do better by agreeing to give their project some of your time and attention after you have fulfilled your own obligations.
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0906 calls cost £1.50p per minute plus network extras. 18+ only. All calls are recorded for your protection and safety. This Entertainment service is regulated by PSA and is provided by RGA, PO Box 322, Altrincham, Cheshire, WA15 8YL.*Offer code is limited to one time use/one per household.