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Ask the expert: Our son wants to put his girlfriend on the deeds and mortgage, but what if they break up?

Our property finance expert answers your questions

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‘Putting’ someone on a mortgage is not an easy process at all and indeed not one which banks routinely permit. Stock image

‘Putting’ someone on a mortgage is not an easy process at all and indeed not one which banks routinely permit. Stock image

‘Putting’ someone on a mortgage is not an easy process at all and indeed not one which banks routinely permit. Stock image

Our eldest son, who is almost 40, bought a house three years ago as sole owner, paying the mortgage himself. He met a girl 12 months ago and they are talking about getting married next year. They intend putting her name on the deeds and mortgage now. We like her and are happy for him but are wondering if this is an easy process or expensive? And what are the implications if they break up before the wedding?

Sinead replies: I I can hear your concerns for your son, but would preface any answer by suggesting that whatever decisions he makes they are, of course, his own.


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