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Video: Top tips to have a frugal yet festive season with financial expert Tom Ilube

A new study shows we are set to spend over £6bn on credit this Christmas with a third of people relying on their cards to get by. Consumer Finance Expert Tom Llube reveals why building up debt on credit can affect how much we pay in interest on our mortgages and loans in the future. Giving his top tips on how to have a frugal yet festive Christmas, Tom explains the dangers of spending on our credit cards to enjoy Christmas when we can expect to suffer a financial headache in January. Credit: Youtube/BroadcastExchange

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